Money Dashboard, owned by ClearScore, closed its Neon and Classic apps on 31 October 2023 after saying it could not find a sustainable business model. Users could export a CSV before the date and nothing after. The free replacement that does not depend on a company staying in business is a local-first ledger fed by your own bank CSVs: The Income Tracker.
| The Income Tracker | Money Dashboard | |
|---|---|---|
| Price | Free. No tiers, no trial clock. | Was free. Closed 31 October 2023. |
| Bank connection | None needed. Import a CSV you download yourself; open banking is opt-in and off by default. | Was built on open banking connections. |
| Manual entry and CSV import | Yes, free. CSV, OFX, QIF and pasted text. | Offered a CSV export before closure. |
| Where your data lives | In your browser on your device. Optional sign-in to sync. | Was on Money Dashboard's servers; deleted or anonymised after closure. |
| Platforms | Web, installable on phone and desktop. iOS app in development. | Was iOS, Android and web. |
| Monthly overview across accounts | One ledger, every bank, month by month, with an annual view. | Gone. |
In early October 2023 Money Dashboard emailed its roughly half a million users to say the Neon and Classic apps would close at the end of the month, that bank connections would be removed and accounts deleted, and that data could be exported as a CSV until 31 October. The company said it would focus on business-to-business open banking instead.
If you kept the CSV export, import it into The Income Tracker; dates, descriptions and amounts are read directly. If you did not, most banks let you export at least a year of history, and the bank CSV guides show where. From then on, a monthly export from each bank keeps the picture complete.
Free apps built on open banking need a business model, and two UK ones (Money Dashboard in 2023, Moneyhub's consumer app in 2026) have not found one. A local-first tool has no such problem: the data lives on your device, the CSV is a format every spreadsheet reads, and you can leave any time with everything intact.
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