Question 1

Is The Income Tracker free?

Accepted Answer

Yes. The Income Tracker is completely free to use. There is no credit card, no subscription and no sign-up required.

Question 2

Do I need to connect or log in to my bank?

Accepted Answer

No. You never enter bank credentials and there is no open-banking connection. You simply download a CSV statement from your bank and drop it into the app.

Question 3

Which UK banks does it work with?

Accepted Answer

It works with standard CSV exports from UK banks including Barclays, HSBC, Monzo and Starling, as well as most other banks that let you download a CSV statement.

Question 4

Where is my financial data stored?

Accepted Answer

Your data is stored locally in your own web browser. It is never uploaded to a server, so your finances stay private on your device.

Question 5

Is it easy to use?

Accepted Answer

Yes. It is designed to be simple — you can open your first month and start tracking your income and expenses in about two minutes.

The Income Tracker — a free UK income & expense tracker