Log in to Santander Online Banking on desktop, open the account, pick a date range and export as CSV. Then import that file into The Income Tracker and track your money for free, with no bank login.
Export Santander UK transactions as CSV
Log in to Santander Online Banking on a computer.
From My accounts and transactions, choose the account.
Click Download transactions above the transactions table.
In the Download to drop-down, choose midata (CSV).
Click Download, save the file, and import it into The Income Tracker.
Santander's midata export covers up to 12 months and masks some sensitive details for security. That is normal and still imports fine.
The Income TrackerImport your Santander UK CSV. Free, no account, no bank login.
Drop the file in and every transaction lands in a month-by-month ledger. Drag items into categories, flag the recurring ones, and watch your surplus update as you go. Money moved between your own accounts gets auto-skipped, so transfers never double-count. Duplicates are caught too, so importing overlapping date ranges is safe.
Can I export Santander UK transactions to CSV for free?
Yes. Santander UK lets you download your own transactions as a file at no cost from Santander Online Banking on desktop. You then import that file into a budgeting tool such as The Income Tracker.
Do I need to connect or log in to my bank to use The Income Tracker?
No. There is no open-banking connection and you never enter bank credentials into The Income Tracker. You download the file from Santander UK yourself and drop it into the app, which runs entirely in your browser.
Is my Santander UK data kept private?
Yes. The Income Tracker is local-first. Your imported transactions stay in your own browser and are never uploaded to a server, unless you choose to sign in to sync across devices.