Plain CSV templates you can open in Excel, Google Sheets or Numbers. No macros, no sign-up, no locked cells. Each one also imports straight into The Income Tracker, which does the totals for you.
Because a CSV is the one format everything reads. Your bank exports it, every spreadsheet opens it, and The Income Tracker imports it without any fiddling. A locked-down workbook looks impressive and breaks the moment you add a row.