By The Income Tracker ยท Updated 16 September 2026
In short
If you are paid weekly, a monthly budget never quite fits. This template runs week by week: wages in, rent share and weekly food out, and the monthly bills placed in the week they are actually collected. Download the CSV, replace the example rows, and see which week is the tight one.
Money in / Money out: Two columns, which import cleanly and are easy to total.
Week: Week 1 to Week 4 (or 5). Filter by this column to see one week at a time.
How to use it
Download the CSV and open it in Excel, Google Sheets or Numbers.
Put your weekly take-home on each payday and your rent share against it.
Add the monthly bills in the week they are collected. Council tax, energy and phone rarely land in the same week.
Add weekly food and transport, then filter by week. The week with the most bills is the one to plan around.
Or import the file into The Income Tracker for totals and a monthly view alongside the weekly one.
Why weekly pay needs its own template
Fifty-two weekly paydays do not divide into twelve months. Some months have five paydays, and monthly bills hit in whichever week they like. A monthly budget hides that; a weekly one shows it. The trick is to spread monthly bills across the weeks so that no single payday is wiped out.
The fifth payday
Four months a year have five Fridays. That fifth wage is the easiest savings you will ever make, because no bill is expecting it. Mark those weeks in advance and decide now where the money goes.
The Income TrackerSkip the spreadsheet. Import your bank CSV and the totals do themselves.
Yes. Put wages on every other week and keep the bills where they fall. The weekly to monthly calculator converts fortnightly pay to a monthly average if you need one.
Does it import into The Income Tracker?
Yes. The column headers match the importer, so the file imports in one step and the Week column is kept as a note.
Is it free?
Yes. A plain CSV with no sign-up, no macros and no locked cells.