A spreadsheet alternative for tracking income and expenses
By The Income Tracker · Updated 16 June 2026
In shortLove the control of a spreadsheet but hate maintaining one? The Income Tracker keeps the control and drops the busywork. Import your bank CSV and it builds the totals, categories and projections for you. Free.
Why people pick it
- No formulas to write or accidentally break.
- Import a bank CSV instead of typing every row.
- Categories, recurring items and totals built in.
- An annual projection without a single SUM().
- Your data stays in your browser.
How it works
- Download a CSV from your bank.
- Import it into The Income Tracker.
- Get a tidy monthly ledger and a yearly view, no formulas required.
New to CSV exports? Start with the bank CSV guides.
When a spreadsheet still wins
Credit where it is due. If you want total custom control, odd one-off calculations or your own bespoke layout, a spreadsheet is hard to beat. For everyone else who just wants to see income, spending and surplus without the upkeep, a purpose-built tracker is faster and far less fragile.
Frequently asked questions
- Is this better than a budgeting spreadsheet?
- For most people, yes. You get the same clear view of income and expenses without writing or fixing formulas. Power users who want total custom control may still prefer a sheet.
- Can I import my bank CSV?
- Yes, that is the point. Import a CSV from any UK bank and the app builds the totals for you.
- Does it cost anything?
- No. It is free, with no sign-up.
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