The Income Tracker

A free Starling CSV budget tracker

By The Income Tracker · Updated 8 September 2026

In short

Export a CSV from Starling, import it into The Income Tracker, and track your spending in a clean monthly ledger. Free, private, no open banking.

Why people pick it

Free, with no account and no subscription.
No open banking. You export the CSV yourself.
Month-by-month ledger with live totals.
Drag-and-drop categories that stick.
Mix in CSVs from your other banks too.

How it works

In the Starling app, open Account information and export a CSV statement.
Open The Income Tracker and import the file.
Your transactions land in a monthly view, ready to categorise.

Need the exact export steps? See the Starling CSV guide.

The Income TrackerTrack it free. No account, no bank login.

Open the tracker →

Frequently asked questions

Is the Starling budget tracker free?: Yes. The Income Tracker is free, with no account or subscription. Import your Starling CSV and go.
Do I need open banking for this?: No. You export a CSV from the Starling app yourself, so nothing connects to your account.
Can I import several months at once?: Yes. Export the date range you want from Starling and import it in one go.

Related

Export Starling Bank to CSVStep-by-step guide Monzo CSV expense trackerTrack Monzo spending free Free money calculatorsPayoff, utilisation, savings and more How to budget without linking your bank accountTrack spending privately from a bank CSV